Case Examples II

Age/Gender:   77/Male
Policy Type:  Term
Face Amount:  $400,000
Cash Surrender Value:  $0
"REAL VALUE"  Settlement:  $60,000
Premiums were no longer affordable and the policy was on the
verge of lapsing.  Seller's adviser recommended he contact U.S.
Settlement Funding about the Real Value Settlement option.



Age/Gender:  46/Female
Policy Type:  Universal Life
Face Amount:  $350,000
Cash Surrender Value:  $1,650
'"REAL VALUE"  Settlement:  $235,000
The insured developed cancer and was unable to work. The
premiums became difficult to afford and the policy was sold
to pay for medical treatments and living expenses.